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Navigate the Sea of Business Credit Card Offers

For the Business Owner Drowning in Travel Rewards Credit Card Choices

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Navigate the Sea of Business Credit Card Offers

For the Entrepreneur Drowning in Travel Rewards Credit Card Choices

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As a business owner, your mailbox is likely overflowing with "exclusive" credit card offers, each promising the sky when it comes to travel rewards. How do you choose when every option claims to be the best one?


The Paradox of Choice

You started your business to make decisions, not to be paralyzed by them. Yet, here you are, staring at a stack of travel rewards credit card offers, wondering which will truly take your business—and your travels—to new heights. It can feel overwhelming, confusing and frankly, exhausting.

 

As a result, you likely put it aside and tell yourself, “I’ll figure it out later.”


As a small business owner, your mailbox is likely overflowing with "exclusive" credit card offers, each promising the sky when it comes to travel rewards. How do you choose the best when every option claims to be the one?


The Paradox of Choice

You started your business to make decisions, not to be paralyzed by them. Yet, here you are, staring at a stack of travel rewards credit card offers, wondering which will truly take your business—and your travels—to new heights. It's overwhelming, confusing and frankly, exhausting.

 

As a result, you likely put it aside and tell yourself, “I’ll figure it out later.”

Meet Your Compass in the Chaos

MICHELLE RICHARD

OWNER & CEO

discforsmallbusiness.com

Hi! I’m Michelle. 
 

Like you, I’m a business owner who gets multiple credit card offers. Every. Single. Week.

 

I’ve also earned over 5 million frequent flier miles and points over the past seven years, exchanging them for over $200,000 in free travel. This includes dream vacations to Hawaii, Paris, London…even an overwater bungalow in the Maldives. 

 

What I’ve learned along the way is this:

 

As business owners, we have significant advantages when it comes to earning free travel. In fact, you probably have this “weird asset” that you don’t even know about because it doesn’t show up on a balance sheet. 

 

Allow me to explain…

 

As U.S.-based business owners, doors open for us to obtain exclusive credit cards — the kind that remain out of reach for most. These cards welcome you with sign-up bonuses so generous, you’ll be earning free travel in just a few months.

 

But that's only the start. By paying your everyday business expenses with the right travel rewards credit card, you're not just spending — you're simultaneously fueling a cycle of earning miles and points that could see you jetting off to new destinations on a regular basis.

Meet Your Compass in the Chaos

MICHELLE RICHARD

OWNER & CEO

discforsmallbusiness.com

Hi! I’m Michelle. 
 

Like you, I’m a business owner who gets multiple credit card offers. Every. Single. Week.

 

I’ve also earned over 4 million frequent flier miles and points over the past seven years, exchanging them for nearly $200,000 in free travel. This includes dream vacations to Hawaii, London…even an overwater bungalow in the Maldives. 

 

What I’ve learned along the way is this:

 

As business owners, we have significant advantages when it comes to earning free travel. In fact, you probably have this “weird asset” that you don’t even know about because it doesn’t show up on a balance sheet. 

 

Allow me to explain…

 

As a U.S.-based business owner, doors open to exclusive credit cards — the kind that remain out of reach for most. These cards welcome you with sign-up bonuses so generous, you’ll be earning free travel in just a few months.

 

But that's only the start. By paying your everyday business expenses with the right travel rewards credit card, you're not just spending — you're simultaneously fueling a cycle of earning miles and points that could see you jetting off to new destinations on a regular basis.

I've helped other entrepreneurs crack the code on earning free travel and I'd love to help you figure it out, too!

 

YOUR MAP TO CLARITY

Let's Talk About Your Options

Choose one of the options below

Option #1

Crafted for Action Takers

Some people land on this site with this request: "Michelle, I don’t want to waste any brain cycles on which travel rewards credit card to get for my business. Just tell me what to do."


  • If this is you: click below to apply for the Chase Ink Business Preferred business credit card.

  • DONE. You simply cannot go wrong with this choice*

*One exception: if you can’t meet the $8,000 minimum spend in the first 3 months of getting this card, you should NOT apply for it.
 


Apply Now

Option #2

Crafted for Analyticals

Some people land here and say sheepishly: “It’s not that I don’t TRUST you, Michelle…I’d just like to know WHY you recommend this business credit card.”


  • If this describes you: I promise not to take offense. The button below will take you to an article where I share a detailed analysis about the card I recommend and its benefits.

  • After you read this, you'll have more details and will be in a better position to make a “go / no-go” decision. 


Read Article

Option #3

Crafted for Strategists

A few people land here and say: “I understand that you recommend this card first. But…then what? Do I have to get 20 more credit cards in order to keep earning points?”

 


  • If you’re someone who wants a plan, I’ve got you. I’ve designed a simple strategy that includes applying for 2-3 business credit cards.

  • It’s a very focused approach that helps you align your travel dreams with your business needs. If you’d like to get your hands on it for FREE, choose this option. 

     


Download My Strategy

Option #4

Crafted for Conversationalists

And then, there are those who say, "I really need to talk this through with someone. Can't I just get personalized advice based on my unique business situation?" If this resonates with you, you're in the right place.


  • For those who value a tailored approach, I offer a 45-minute strategy session at a nominal fee of $97.

  • This isn't just any conversation; it's an opportunity to dive deep into your business's spending habits, your travel aspirations, and how you can optimize your rewards to make those dreams a reality.

  • Whether you're aiming for a specific destination or looking for ways to stretch your miles and points further, I'm here to guide you.


Schedule Strategy Session

This isn't just business as usual; it's business that takes you places — literally, again and again!

This isn't just business as usual; it's business that takes you places — literally, again and again!

Kind Words from Others

“I’m so excited about the transformation this has had on not only me but my family and business as we see how just paying our normal business expenses has opened up our family to a new world of luxury travel and experiences we had only dreamt of before.”

Jaime M.

CEO of Pacific Ink

“Thank you for showing us the way! I thought it would be so hard and you made it easy! And fun! I can’t wait to go!”

Maria M.

Entrepreneur

 

Here's what I bring to this journey:

 

Insight Over Information
I'll provide you with not just data, but discernment and clear strategies designed to fit with your business.

 

Tools, Not Tasks
You don't need more on your to-do list. I offer you shortcuts and solutions that simplify the complex so you can move forward with confidence.

Transparent Guidance
Leveraging seven years of earning and redeeming miles and points, I offer you the distilled wisdom of my journey as a business owner. No hidden agendas, just transparent, experience-backed strategies to unlock the world of free travel for you.

And here's what I believe about you:

It's Your Move!

1. Choose a Business Credit Card with Confidence

 

Make a decision and take the next step.

 

2. Earn Travel Rewards 

 

Get started earning valuable miles & points that you can use for free travel.

 

 

3. Redeem for Free Travel

 

Prepare to have fun and upgrade your bucket list. Once you experience the travel opportunities that are available to you (like overwater bungalows and business class flights), you’ll wonder why you waited so long to figure this stuff out! 

The sooner you start earning miles and points, the sooner you can start booking free travel.

 

Don't put it off another day.

 

Starting now will allow you to:

  • Start Earning Points on Everyday Spending: By using the right travel rewards card for your everyday purchases, you start accumulating points or miles right away. Over time, even routine spending on office supplies, gas, and dining out can add up to substantial rewards that you can redeem for flights, hotels, or other travel experiences.

  • Planning Ahead for Future Travel: It can take time to accumulate enough points or miles for a significant redemption, such as an international business class flight or a luxury hotel stay. Starting now allows you to build up your rewards balance well in advance of your planned travel dates.

  • Time to Learn and Strategize: There can be a learning curve to maximizing travel rewards. Starting now gives you time to familiarize yourself with how your specific rewards program works, including the best ways to earn and redeem points. This knowledge can lead to more valuable redemptions down the line.

 

If you don't act, nothing will change. Six months from now, you’ll wish you had started today! *

 

* Assuming, of course, that you can pay off your credit card balances each month...

 

I hope you're feeling inspired about using your existing business expenses to earn free travel! It's so much fun to upgrade your bucket list.

 

View Options

 

In exchange for sharing my expertise, I just have ONE ask...

In conclusion, I want to share that helping entrepreneurs figure out the world of miles and points is a hobby and a passion project. Therefore, I give away my expertise on this site for FREE. 

 

All that I ask in return is that, if you get value from my insights, please apply for any credit cards using the links found on this website. This helps me earn a few extra travel rewards points. 

 

I consider it a win/win and hope you do, too. 

 

My family and I thank you. 🙂

 

Happy travels!

 

Michelle

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